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The Secret to Success of Private Universities

The Secret to Success of Private Universities

Whether you are president, department head, administrator or board of directors, you may have seen a number of different ways of handing over operational problems in your college. Small issues, such as missing out packets are often minimized by choosing an insurance package. Larger issues usually require more collaboration, and in some cases, changes to the policy. Here are some of the secrets behind a great college.
Office is organized

The Secret to Success of Private Universities

When prospective students go to the door of your institutional administration, are they immediately welcomed and assisted? Some will be participants telling horror stories entering unlocked buildings that are completely empty, just to wait a while and to be awkward out. To minimize frustration during peak periods, some services may be moved online. Documents should be well organized and stored in the closet or otherwise, the views of those who serve the college.

Beautiful grounds

There are many things to say about first impressions. Even so, the institution needs to care about its appearance throughout the year. While students come and go, they take around them. A neat and clean place brings positive vibrations and can even contribute to better concentration. The gardens should be well-trimmed, weed-free and attractive. The building looks good when the pressure of washing and fresh paint is part of the treatment program.

Reliable Delivery

Insurers incur a small but valuable cost. Institutions often have to send laboratory equipment back to the manufacturer to handle work or replacement warranties. If the package is missing together, the college may pay the full price for the new item. Problems like this eat into a tight budget. Some institutions have arrangements with the nearest library where they regularly trade books back and forth. Attention should be made to keep track of all incoming and outgoing items, especially if rare or valuable pieces are being transferred.

Quality Instruction

Students enroll in an education program because they believe it will benefit them in the future. Programs must be established to provide the right balance between theory and practice. When choice choices are given, they must match the goals and demands of learners in the world of work. The same applies to the resources used to facilitate education. Whether specific textbooks or online guides are required, the material should provide the best learning opportunities to learn foreign concepts quickly and continue to build on their knowledge to address more advanced topics.

Good educator The Secret to Success of Private Universities

Good teachers motivate their classes for greatness. They hold qualities such as patience and determination, which can help students at lower levels to improve their performance and achieve goals. Confusing homework or reading assignments may overwhelm some learners. When professors openly offer their business hours, phone numbers and email addresses to those enrolled in their classes, students tend to feel more comfortable.

Given good organizational strength, hygiene, package insurance, quality teaching and excellent educators, you can imagine the net effect on institutions that implement such initiatives. If your college has a good reputation, there should be no problem in attracting new applicants.

The right guide for the best asset insurance

The right guide for the best asset insurance

In today’s world, we all want to live a stress free life without any tension or headaches. Everyone has a dream. We are all determined by the choices we make to turn that dream into reality. This will ultimately make our lives meaningful. We all dream of owning a big house or house at some point of time. Our garage will be occupied with luxury luxury cars. We can choose our car to go to various occasions.
By taking care of all these thoughts, we need to make sure that all our properties have the right insurance to be saved from future problems that may arise because of some accident or any natural cause. For all this, you must be guided on the right path by an efficient and well-known insurance company, who has accomplished this task for decades and knows how to handle every situation. For such cases, you do not have to worry because there is the best agent, who will help everything as well as possible.

The right guide for the best asset insurance

These companies are located in Springfield, VA United States with a very large campus. The company has all experienced professionals who will help you or guide you every detail of your home or car insurance. The service of these people will satisfy you and they try their best to do the best deals. They have done business with top companies in the world and they are very friendly with all clients.

To ride insurance when you have DUI, you need to fill out FR44form with all the details. FR44 is nothing but an official acknowledgment of evidence of future monetary obligations filed by an insurance agent to the Department of Vehicles, which ensures that you purchase the license. If this form is not submitted, you can not officially drive in Virginia. Even if you do not own a car, you can get another FR44 non-owner form, you may lose your license if you get caught.

All of this was made quite easy by the VAF FRENSHILL VAFICE insurance company. These companies are not only trust worthy but also very reliable and reliable. They offer lots of discounts and will help you choose the best deals for your assets and other properties. Well, even if you hesitate to approach them directly you can still ask for help with the supply of FA44 equation motor. You just need to fill in the correct information and the company members will contact you at the right time to help. They will suggest you the best deals and save the hassle to arrive at a conclusion, which is very profitable for the customer. The right guide for the best asset insurance

There are many types of fr44 insurance quotes springfield VA available such as auto form and non owner form, which means you do not have a vehicle. They evaluate each asset very carefully and make the best price. They are here to save your money and make sure that everything is covered by the deal. They make the most accurate cost estimates. By being the best in service in Springfield, VA, the agency represents many high profile companies.

FR44 insurance springfield VA will help you enjoy your life without any worries when you have the right insurance. The company offers a wide range of choices for customers and will guide you to the best deal that covers every piece of assets to ensure nothing is missed. They provide free fr44 insurance springfield VA offer for every other company’s clients. For car or vehicle warranty, you need to have a FR44 form, which will save you everything. So be prepared and take appropriate steps to insure your assets in the best possible way.

7 Marijuana Medical Reason is a Cure We Have Been Looking For

 

Medical marijuana: from nausea to epilepsy to nervous pain, the people around him feel relieved from their use. This is why the care we need.
If you’ve watched the news lately, chances are you’ve heard the term “medical marijuana” a little more than once or twice …

And this is for a good reason! Many countries have encouraged marijuana research to find out how it can actually help us overcome many medical problems.

In some areas, pharmacies are opened and people can regulate their condition with natural remedies – drugs that have less side effects than traditional recipes.

It’s time to review why medical marijuana is the drug we’ve been looking for all these years.

We have collected 7 reasons why medical marijuana can be what you are looking for to overcome your symptoms:

Is medical marijuana the medicine we need? Here are 7 reasons why!
It helps with nausea

Whether a person suffers from nausea because they are undergoing chemotherapy treatment or they experience nausea as a symptom of another illness, medical marijuana can help.

Apparently it proved to help calm the stomach for those who experience nausea.

How? Marijuana, THC in particular, has been found to bind to receptors in the brain to reduce pain and discomfort (including nausea) by increasing endocannabinoids us.

It helps with pain and swelling

As we touch in the previous section, cannabis can help the pain and swelling.

Endocannabinoids are found naturally in our body and naturally help with uncomfortable symptoms. However, cannabinoids in marijuana have been shown to increase this effect and even increase the immune system’s response to inflammation.

Medical marijuana can help with fibromyalgia

This is very important: medical marijuana has shown that it can help people with chronic diseases control their lives again.

Fibromyalgia is a chronic pain disease accompanied by stiffness, fatigue, and sometimes depression. Currently less controlled with traditional recipes, yet many people have experienced relief from the pain-relieving factors of cannabis.

Chron disease and gastrointestinal problems can be better managed

If you have ever had a horrible stomach insect, you already feel what it’s like to live with Chron’s disease and other inflammatory bowel diseases.

This problem is not a mild joke because they stop people from normal life and instead cause it to live with severe stomach pain and symptoms like diarrhea.

Chron sufferers experience these symptoms to a higher level, but the use of marijuana causes some people to experience forgiveness.

Medical marijuana to control and stop the spasms and pain associated with diseases of the gastrointestinal tract through, of course, the endocannabinoid system!

This is associated with helping control epilepsy

These stories have become news and medical research that supports them: medical marijuana can help epilepsy and seizures.

In this study, 40% of patients experienced seizure decrease after 8-12 weeks of marijuana use. At the end of the study, 9% were completely free from seizures!

Depression can be overcome without an adverse prescription

Depression is a difficult medical problem under control because it is often associated with a chemical imbalance.

But fortunately medical marijuana has been proven to be helpful. Depression tends to lower the level of endocannabinoids in our brain, and THC is able to raise these levels to help alleviate depression.

4 Things to Consider Before Renewing Your Car Insurance

4 Things to Consider Before Renewing Your Car Insurance

Every year, people receive notice from their car insurance provider. For many people to update a car insurance policy is an automatic thing – notices received, checks sent, and completed. Others ignore the notice and the cover will continue. However, this is not automatic for some people especially if you are quite frugal. The problem with the new cover is that it usually comes with a higher rate. So before you do anything or send a check without giving a second thought, here are some things to consider and assess before updating your car insurance:
Renew car insurance three weeks ahead Those who update three weeks in advance generally pay far less than those who update days before and on new policy day. According to a study for ‘This is Money’ by comparison sites, the reason for this is because insurance providers are eyeing people who need a new deal and will most likely pay any premium. Additionally, updating the road ahead of time implies financial caution when buying the day before or on the day itself indicates a greater risk to the insurer.

4 Things to Consider Before Renewing Your Car Insurance

Changes in your coverage When it’s almost time for you to update your car insurance policy, you should step back to consider the amount of coverage you currently have. Many people use minimal coverage, believing that’s all they need. Though it’s hard to think of any unexpected things that might happen in the future, be prepared for it to financially reduce the surprise factor. You should also find out if you are paying for excessive coverage. For example, if you have health insurance, why should you pay an additional premium for uninsured motorist coverage if your health insurance can cover your injury costs?

Optional coverage Another point worth considering is optional coverage. For example, is it feasible to bring collision insurance if you drive an older model and model car? Some drivers cut their collision insurance without much thinking of the real cash value of their car when their car loan was paid.

Switch to another insurance provider Some insurance companies usually charge a higher premium for an extension when logging your claim history. You have the option to switch to another insurance provider. But before you do, make sure you do a comprehensive car insurance comparison. Avoid focusing only on premium rates; Keep in mind important aspects such as corporate financial stability, customer relationships, add-ons, etc. when looking for other insurance providers. 4 Things to Consider Before Renewing Your Car Insurance

Insurers know that a percentage of their clients will not try hard to find different quotes for their insurance policies – whether it’s apathy, disrespect, or they’re really rich. But regularly evaluating your car insurance policies and searching for alternative citations for a better deal not only saves you money; It also helps you keep an eye on the amount of coverage you have and if enough to keep you safe on the road.

How to get an Instant Life Insurance Quote helps make the right decision

How to get an Instant Life Insurance Quote helps make the right decision

These costs should be covered by insurance to ensure that your loved ones do not have to carry their burden. Whatever your age, life insurance is just a substantial economic option. Low – without dealing with traditional underwriting training Health insurance may be the fastest method of obtaining protection. You’re likely to want to make sure that your lifetime insurance returns your household income after you leave. The life insurance you’ve ever deleted You decide to care for your loved ones is probably the most important economic choice you’ll create.
Take advantage of web car insurance providers to provide offers that you may manage and possibly increase. You should check many forecasts more often than not every alternate night along with adjusting your needs. The thing you want to do is get a regular one; the right cheap offer in order to learn it generally does not protect you for some of your basic needs. Life quotes are very popular these days. Estimates of life insurance plans have become specific when it comes to the different types of findings one might choose. The best approach to starting a live quote is to use a website that not only tends to offer you a price, but may also supply you from unique companies with quotes for review.

How to get an Instant Life Insurance Quote helps make the right decision

You can learn a number of creditors, who are ready to lend under this class to you. Therefore, a considerable risk loan is supplied to these people, who has no promise to secure. For people, a considerable risk of unsecured loans may be a single solution. The quotes keep the entire factual statement about their funds as well as the person. Complete insurance will not end and you will be protected by it for a total lifestyle. This type of insurance is especially useful for individuals who own shares or have their own specialized organization and are therefore the main policy holder of the company or business. You must have insurance that provides protection in incident fees. How to get an Instant Life Insurance Quote helps make the right decision

It’s easy to get an instant life insurance offer while a globe insurance plan is just a very aggressive company. Lifestyle only beats and also the solution is to be able to identify whether you have been in a period and space supply is greatly reduced, supportive attention, and fun for yourself. Creating a separate life is definitely an ongoing process and there will be levels and levels on the road. How to get an Instant Life Insurance Quote helps make the right decision

Just like almost any problem, “is it good to be true” … Home health care plans are not an exception. You are ready to purchase different types of guides that provide you with many monetary options that pursue your decline or death, to address the needs of your immediate family and immediate family and nearest and most desirable needs. It’s certainly more advisable to evaluate a lot of special insurance coverage before investing in a plan. If you enter using the wrong life insurance plan, it will be difficult to change it later without any financial loss. The main concept behind life insurance is to create some cash that may be caused by your household members in the accident, which will alter the monetary damages experienced after the person’s death. Contact us if you have concerns about this useful protection. It is an easy matter to choose many car insurance companies online.

Actually, surely some companies, who are the target people who are unemployed as well? As documented by a statement, although medical providers are increasing, there is an average American who is struggling to cope with the huge costs associated with the recovery. An online agent insurance plan solution can be found for many state citizens. Your customers are switching to big international business from small local companies and we tend to give you all, regardless of the task dimension with the right support level. Online purchasing providers have turned into big companies.

The health industry is complicated. The huge cost of such a life insurance plan requires consideration if the prospective policyholder gets the greatest benefit. If you chose your company to really move in this, one of the most important things to experience a collision? Some companies even may

How to Set Financial Goals That Grow Your Business

The bad news: 90% of all startups fail.

How can you make sure your business is at 10% successful?

Setting realistic goals and easy to build is one of the most important ways to make sure you do not fail.

Here, we tell you four key financial goals you need to set to grow your business. We will also talk about how to set it up to fit your overall resources and mission.

1. Profitability
Of course, you want to make money. To do that, you need to bring more than you spend.

To ensure your profitability objectives match your business phase, see your revenue sources and tell how much you expect from each source.

Then, take a look at everything that contributes to your operating expenses: things like taxes, salaries, transportation, and rent. Then, set some realistic goals – and make sure your time frame also makes sense.

Here, working with a chartered accountant company can help you make sure you have the right number.

At this stage, even minor errors can cause serious problems. This is not the time to make your own random estimates – it’s time to rely on professional services.

2. Set the Right Cash Flow Flow
Here, you must determine the amount of money you need each month (or even weekly) to keep the door open.

Find out how you will cover your most basic costs, and remember that things can change quickly based on the seasons. Also consider account issues such as slowing payments, which could mean you have to make adjustments in the schedule for smooth cash flow.

We recommend that you set aside additional funds now, so this setback will not affect you in the future.

3. Make Sure Your Goals Build Each Other
You should see each goal as a stepping stone to reach the next one. Ask yourself how your goals relate to each other?

Breaking larger goals into smaller steps. It is not only an easier way to do business, it also allows you to evaluate the effectiveness of your strategy and make adjustments as necessary.

4. Purpose For Expansion
Of course, expansion is a big part of any business growth plan! But if you bite more than you can chew too early, your business can, and will likely, fail.

Evaluate if you want to grow fast, or more methodical. Then ask yourself the amount of outside funding you need to do it.

Can you donate one of your sales revenue to your expansion plan, or not?

If you go with outside funds, make sure you have thoroughly researched your options before defining a particular financial plan.

Your Small Business or Startup is Ready to Grow
With 28 million small businesses in America alone accounting for 54% of all sales in this country, you have to stand out from the crowd to keep it open.

Setting achievable, flexible, and methodical goals as early as possible in your business is the best way to ensure you are successful in your industry.

How to Create a Strong Promotion Strategy for Your Clothing Business

You have spent years producing the perfect clothing brand. After learning everything there is to know about fashion culture, you are ready to release your clothing brand to the world!

How exactly are you going to get people excited? It is estimated that 8 out of 10 businesses will eventually fold, you do not want to be another statistic.

That’s why it’s important to generate great fashion marketing promotions. By using the right tools, you’ll get words about your clothes and ask fans to shout for your stuff in no time!

Not sure where to start? Here’s a quick way that will help launch your promotional strategy with a few easy steps.

Understanding Ideal Customers
Before you can conquer the catwalk at Fashion Week, you have to understand who you are selling. Ultimately, your target audience will determine how and where you set up your marketing campaign.

For example, do you want to sell exclusively for business? Or maybe for the consumer? Maybe both? Make sure you have a clear understanding of your customer base.

Once you’ve completed the basics, it’s time to move on to the more complicated aspects of your promotional strategy: demographics.

Every business has a demographic. Those who tend to ignore the demos are the ones who tend to close their doors within a year. Do not make the same mistake.

Understand the following about your ideal customer:

Where are they live?
How much money do they make?
How old are they?
Where do they tend to shop?
What sites do they spend their time?
With this information, you can determine how to reach your audience.

Set Up a Great Looking Website
Currently, a business without a website may also not exist. Think about how you can utilize your site to truly meet your audience.

As a prime example, let’s take a look at Nicki’s website. Take a moment to browse the homepage. Some things will soon stand out.

For example, a rotating brand carousel lets you know what kind of clothing they sell. Furthermore, 3 big pictures (‘Girls’ ‘Boys’ ‘Babies’) tell you who they are selling their clothes.

Why is this feature important? Because it takes guessing from browsing. You do not have to wonder if Nicki has a favorite brand for your child – the info is all there.

Also, make sure you install a blog. You can use it to post content, but also advertise to your market. This is a win-win for your business and SEO!

Use Social Media in your Campaign Strategy
If you want to find your customer base, go where they are: social media. Millions of people use social media every day, so finding your customers is about a few things. First, join the public clothing group.

Be upfront about who you are and what you want to accomplish with your business. Contact in this group is really priceless.

You also want to make sure you engage with customers on a regular basis. Ask questions and be sure to respond when customers have their own questions. The more you respond, the more they will relate to you as a brand.

Final Thoughts Running a Promotion Strategy
Running your promotional campaign will not be easy or fast. This will require patience and a ton of learning. Be sure to follow the following tips and watch your analysis.

It’s okay if you need to make changes along the way! The important thing is you get yourself and your brand out there.

For better content, be sure to keep checking City Articles. Whether you need help learning about a website or want more marketing tips, we’re here to help your business grow.

How Much Isolation Isolation Do You Really Need?

 

Is your house isolated properly?

Probably not, at least according to the North American Isolation Manufacturing Association or NAIMA. The organization found that by 2015, 90 percent of isolated homes are not isolated enough.

What does this mean? As a homeowner, your home may be too hot or cold. Moreover, your energy bill may be too expensive.

As you pass by your house and reevaluate your isolation situation, you may wonder how much of the loft insulation you really need?

The answers vary. We will explain the conditions that determine the amount of attic insulation that is right for your home.

Age of home
How old is your house?

If you bought a house shortly after it was built, you may not need to add as much insulation as possible. The change is at home 10 years and over. This requires a heavier insulation layer.

If not, as mentioned, you waste precious money every month. By isolating, you can reduce the use of air conditioning and heating.

Location
In addition to the age of your home, your location is also important in determining how much insulation the attic you need.

Every state in the country (and some outside the United States) gets R.

According to International Energy Conservation Code or IECC and U.S. Department of Energy or DOE, this R value is divided into eight uninsulated loft zones:

Zone 1, which is R30 to R49 and covers the Virgin Islands, Puerto Rico, Guam, and Hawaii
Zone 2, which is R30 to R60 and covers Florida, parts of Georgia, parts of Louisiana, parts of Texas, parts of Arizona, and a small part of California
Zone 3, which is R30 to R60 and covers other parts of California, parts of Arizona, parts of New Mexico, parts of Texas, mostly Oklahoma and Arkansas, Mississippi, Alabama, South Carolina and parts of North Carolina
Zone 4, which is R38 to R60 and includes parts of Washington, parts of Oregon, parts of New Mexico, parts of Missouri, parts of Illinois, parts of Indiana, Kentucky, Virginia, Delaware, Maryland, New Jersey and Connecticut.
Zones 5 through 8, the R49 to R60 and cover all other states
Country of Isolation Your Attic is current
Walk through your attic and look for the following type of isolation. Each has an R value that determines the quality of the loft insulation.

Batts, made of fiberglass, have an R-3.2 x depth value
Granules, which may be made of pearlite or vermiculite, have an R value of 2.7 x depth
Gray gray or cellulose has a R value of 3.7 x depth
The stone wool fiber, which is black or gray, has an R value of 2.8 x depth
Loose fibers, which may be pink or slightly yellow, have a value of R 2.5 x depth
Now that you know more about the insulation requirements of the attic, it’s time to make a decision. Does your attic need to be re-insulated?

When choosing an isolation company, look for who has a long record of services in your area. It is also best if they provide different types of insulation, such as spraying spray insulation or spray foam insulation.

Do not let your attic spend more money. Get a grip on your isolation today!

This 12 Volt LED is the Only Light Idea You Need

 

Everyone can use a little more light. Sitting in the dark all day makes people feel depressed, and not all in your head.

There is a proven link between darkness and depression.

Feel like a wall that closes? Get some lights! This is very easy.

Besides alleviating depression, a well-lit house just looks more inviting. There was something friendly about the glittering light that read, “Come on in, we’re glad to meet you!”

Is not that what we all want from our homes? A place that invites shelters from the world’s ills.

A place that welcomes you with open arms, no matter what matters are provided that day.

Well, it turns out this is all easily accomplished with a little work and some LED lights. Anyone can have a dimly lit house without breaking the bank.

We’re breaking down exactly how to brighten up your living space, and why this 12-volt LED light is exactly what you want it to be.

LEDs in the Kitchen
The LED light has a low intensity, meaning it will not blind you from close range. They are also quite compact, which makes the kitchen lighting perfect.

Consider installing an LED light under your cabinet to provide a desk lamp. Believe us, cutting vegetables with good lighting makes the world different.

Strip lights are easy to install, and are actually quite striking and conspicuous.

Stick light strips wherever you want, then plug the power supply into the wall. There is no cable work to do, and really the whole process takes a few minutes.

People without stove lights can also find LED tap lights that are useful for cooking. The lamp is durable enough to withstand heat and grease, making it ideal to illuminate your stove.

Drawer and cabinet
Ok, so this room will not light up your house, but everyone cursing the lack of light in the back of their closets.

LED strip lights work well in closets and drawers. Both spaces are small enough so that the ambient lighting of your home does not penetrate its cracks and crannies.

The installation is just like your kitchen lamp, only you might want a bit smaller strip (at least for drawers).

The best part is not to worry your lights heat up your closet or drawer if you forget to turn it off. LEDs produce hardly heat.

Get Festive
Yes, the holiday season is over, but that does not mean you can not wait for next year.

One great thing about LED lights is that they come in almost any color you can imagine.

You probably will not use colored lights throughout the year (or maybe you’ll have a dance, no judgment here), but at Christmas colored LEDs can make your house magical.

Pointing out the red and green standalone lights on your trees creates a truly remarkable background.

LED lights are perfect for any scenario. They can prevent depression, brighten the house, and work in almost any situation.

Hopefully, you find some ideas of this project interesting. Never tap the power of efficient lighting.

Annual travel insurance Some alarming statistics

Annual travel insurance Some alarming statistics

Statistics relating to public understanding of the need for single or yearly travel insurance are truly terrible.
That means a large number of people leave the UK every year without proper cover – and the results can be disastrous.

 

Terrible facts

Regardless of the government’s efforts and the insurance industry to draw people’s attention to the importance of travel insurance:

• Almost a quarter of all people travel out of the UK without insurance • That number increases by almost 50% for people in the 15-24 year age group.

To understand why these numbers should be alarming, keep in mind that on 2011/12:

• Every day, an average of 10 UK people are hospitalized while abroad

Why Do People Not Take Closures?

There is no definite answer to the question but it is possible to draw two definite conclusions. Annual travel insurance Some alarming statistics

First, higher statistics in the 15-24 age range indicate that young people may suffer the invincible illusion of youth and the syndrome “will never happen to me”. Unfortunately, they are too often wrong.

That’s especially true for this age group, as they are most likely to exercise strenuous sports, hazardous sports or related activities.

A second and more worrying cause is the false belief that the European Health Insurance Card (EHIC) provides ‘free health insurance’. Almost 20% of all age groups consider that the problem.

In fact, apart from only one or two non-EU European countries with affiliates, EHIC does not cover any other country outside the EU. Even in the EU country, EHIC covers only medical expenses that can also be free from local residents in the country itself. Therefore, it will not cover such things as medical repatriation, additional hotel and flight costs for health care providers etc.

The falsely linked assumption of about 17% of travelers without a single trip or annual travel insurance is that somehow the UK government will pay for their medical repatriation, if that need arises. That is not the case at all and even if the government does help, they may take legal action to return the money from you once back in England.

Cost Annual travel insurance Some alarming statistics

The above statistics are alarming in themselves, but it is even more alarming because of poor awareness of how expensive medical care abroad.

In the United States, for example, major surgery and medical care can easily generate bills that reach hundreds of thousands of pounds – or even millions in extreme cases. It is not often recognized that in some situations, some countries may refuse to provide medical assistance to you unless you can indicate that you have the means to pay for it – usually a single or annual travel insurance.

Conclusion

The current level of misunderstanding regarding the risks and potential costs of medical care abroad coupled with significant confusion regarding the role of EHIC causes a large number of British people to travel abroad each year with little or no cover.

This must be resolved as soon as possible through some form of publicity campaign that is relaunched.

A single travel insurance, family or good travel insurance is usually not expensive and is a small price to pay for peace of mind.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday. Annual travel insurance Some alarming statistics